| Taking The 1st Step... |
Finding and buying the right home is one of the
most important decisions you will ever face. If you have been looking,
you already know that finding your Dream Home is not easy.
Start by going over our general home-buying tips to familiarize yourself
with the entire process. The first step to unlocking the door to your
dream home is to educate yourself so that you know exactly what to
expect and when to expect it.
We have great tips for the first-time buyers
as well and tips on buying a new home.
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| General Buying Tips |
| How a Loan Pre-Approval Letter Can Help with
Your Home Search |
A pre-approval letter is a statement from a lender
that you are qualified to service a specific amount of debt. If you
are bidding on your dream home, being pre-approved can be a great
advantage over competing bids. It can also let you know exactly where
your price ceiling is. There is nothing more disappointing than falling
in love with a home and then realizing it is out of your reach. [read
more] |
| How Do I Choose a Realtor? |
Here are several points to consider when looking
for a professional/reliable Realtor:
- Obtain recommendations from friends and business associates;
- Check the reputation of the brokerage firm; [read
more]
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| Home Buyer’s Checklist |
Complete this checklist for each home you visit...[read
more] |
| "But I Can't Afford to Buy...." |
Many people would like to start building equity
in their own home, but are held back by concerns about cost. In fact,
the Canada Mortgage & Housing Corporation estimates that 40 per
cent of renters in Canada today can afford to buy their own home...[read
more] |
| Costs and Value Benefits of Owning a Home |
There is no doubt that one of the more pleasant
and exciting times for most people is when they have decided to buy
a home. This excitement exists whether or not you are buying for the
first time or the fourteenth time. There is no doubt that the experienced
home buyer has a relatively good idea as to what it costs to buy a
home today. However if it has been a long time since you last bought
a home, you may have forgotten or not be aware of the associated costs
involved...[read
more] |
| Do Your Homework - Home Inspection |
Home inspections are often an important part of
the pre-purchase routine when buying a house. You do not want to end
with faults that you had not anticipated. Choosing a home inspector
can be difficult process. It is important to consult with family and
friends to find a reliable inspector that has good references. You
should also contact several inspectors in your area and interview
them in advance to ascertain their qualifications. Be sure to do your
own independent investigation of the Inspectors' qualifications...[read
more] |
| Researching Real Estate Online |
'Let your fingers do the walking' has taken on
a whole new meaning when it comes to researching real estate in the
21st century. The Internet is becoming an increasing important source
of information and a time saving tool for homebuyers. It empowers
them to gather information about housing issues and current market
conditions as well as allowing them to preview numerous listings at
the click of a mouse and survey current mortgage rates...[read
more] |
| Reverse Mortgages |
What if you are retired and discover that your
retirement income isn't enough. Or perhaps you need some money to
pay for home care or to help finance a grandchild's education. The
reverse mortgage may be for you. [read
more] |
| First-Time Buyers Tips |
| First Home, First Hints |
Congratulations! You're about to move out of an
apartment into your first home. What a great move, but you need to
know a few things and buy a few things. Remember there will be no
"building manager" to take care of things for you - you're
it! [read
more] |
| Tips On Buying Your First Home |
- Make a list of all the features you want in your new home such
as number of bedrooms, bathrooms, proximity to schools, shopping
and workplace.
- Be sure you can afford your home. [read
more]
|
| Homeownership for Young People |
No one likes to think they will get old but we
all seem to. Equally, no one likes to think that they will be living
in their parents' basement until they're thirty-something! While saving
for a mortgage may be the last thing on young minds preoccupied with
sports, dating, or academics, it's never too early to plan for the
future. A few small steps can become giant leaps towards financial
security! [read
more] |
| New Home-Buyer Tips |
| Tips On Buying a New Home |
Home buying is an important personal decision
and a big financial investment. You want to find the home that's right
for you and the builder who provides the best value and service. Here
are some tips to help make the buying process enjoyable and successful...
[read
more] |
| Steps to Follow When Buying a New Home |
- Visit your financial institution and ask to be pre-approved
for a mortgage - this will help you know how much you can afford
and consequently focus your search for your "new" home;
- Make a list of "wants" versus "needs"...[read
more]
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