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Taking The 1st Step...
Finding and buying the right home is one of the most important decisions you will ever face. If you have been looking, you already know that finding your Dream Home is not easy.

Start by going over our general home-buying tips to familiarize yourself with the entire process. The first step to unlocking the door to your dream home is to educate yourself so that you know exactly what to expect and when to expect it.

We have great tips for the first-time buyers as well and tips on buying a new home.

General Buying Tips
How a Loan Pre-Approval Letter Can Help with Your Home Search
A pre-approval letter is a statement from a lender that you are qualified to service a specific amount of debt. If you are bidding on your dream home, being pre-approved can be a great advantage over competing bids. It can also let you know exactly where your price ceiling is. There is nothing more disappointing than falling in love with a home and then realizing it is out of your reach. [read more]

How Do I Choose a Realtor?
Here are several points to consider when looking for a professional/reliable Realtor:
  • Obtain recommendations from friends and business associates;
  • Check the reputation of the brokerage firm; [read more]
Home Buyer’s Checklist
Complete this checklist for each home you visit...[read more]

"But I Can't Afford to Buy...."
Many people would like to start building equity in their own home, but are held back by concerns about cost. In fact, the Canada Mortgage & Housing Corporation estimates that 40 per cent of renters in Canada today can afford to buy their own home...[read more]

Costs and Value Benefits of Owning a Home
There is no doubt that one of the more pleasant and exciting times for most people is when they have decided to buy a home. This excitement exists whether or not you are buying for the first time or the fourteenth time. There is no doubt that the experienced home buyer has a relatively good idea as to what it costs to buy a home today. However if it has been a long time since you last bought a home, you may have forgotten or not be aware of the associated costs involved...[read more]

Do Your Homework - Home Inspection
Home inspections are often an important part of the pre-purchase routine when buying a house. You do not want to end with faults that you had not anticipated. Choosing a home inspector can be difficult process. It is important to consult with family and friends to find a reliable inspector that has good references. You should also contact several inspectors in your area and interview them in advance to ascertain their qualifications. Be sure to do your own independent investigation of the Inspectors' qualifications...[read more]

Researching Real Estate Online
'Let your fingers do the walking' has taken on a whole new meaning when it comes to researching real estate in the 21st century. The Internet is becoming an increasing important source of information and a time saving tool for homebuyers. It empowers them to gather information about housing issues and current market conditions as well as allowing them to preview numerous listings at the click of a mouse and survey current mortgage rates...[read more]

Reverse Mortgages
What if you are retired and discover that your retirement income isn't enough. Or perhaps you need some money to pay for home care or to help finance a grandchild's education. The reverse mortgage may be for you. [read more]

First-Time Buyers Tips
First Home, First Hints
Congratulations! You're about to move out of an apartment into your first home. What a great move, but you need to know a few things and buy a few things. Remember there will be no "building manager" to take care of things for you - you're it! [read more]

Tips On Buying Your First Home
  • Make a list of all the features you want in your new home such as number of bedrooms, bathrooms, proximity to schools, shopping and workplace.
  • Be sure you can afford your home. [read more]
Homeownership for Young People
No one likes to think they will get old but we all seem to. Equally, no one likes to think that they will be living in their parents' basement until they're thirty-something! While saving for a mortgage may be the last thing on young minds preoccupied with sports, dating, or academics, it's never too early to plan for the future. A few small steps can become giant leaps towards financial security! [read more]

New Home-Buyer Tips
Tips On Buying a New Home
Home buying is an important personal decision and a big financial investment. You want to find the home that's right for you and the builder who provides the best value and service. Here are some tips to help make the buying process enjoyable and successful... [read more]

Steps to Follow When Buying a New Home
  • Visit your financial institution and ask to be pre-approved for a mortgage - this will help you know how much you can afford and consequently focus your search for your "new" home;
  • Make a list of "wants" versus "needs"...[read more]

 

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Testimonials...

"We have purchased two properties in Kingston within the past few years. We consider ourselves fortunate to have had Barbara as our agent. Her non-aggressive style was complemented by efficiency, promptness and reliability. We would not hesitate to use her services again."

Donna and Stan Brown

 

 

 

 

"I met Barb in late February 2002 when she sold my husband and myself the most beautiful home I have ever seen; since then she has scouted the real-estate market for us, looking for other investments on our behalf. Barb is a true professional in every aspect. If you're looking for a high-powered real-estate agent, call Barb."

Lynette Fernetich

 

 

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